Life has a way of surprising us. Sometimes in good ways, other times with challenges we never saw coming. The question is: when the unexpected happens, will you be financially prepared… or will you be left scrambling?

Let’s walk through a few everyday situations and ask: “Would you be covered?”

1. You’re Driving to Work and Get Into a Fender Bender

It’s a normal Monday morning. You’re rushing to a meeting when another car bumps into yours at an intersection. The damage looks small, but the repair bill runs into tens of thousands. On top of that, the other driver is demanding compensation.

Would you be covered?
With motor insurance, repair costs and third-party liabilities are handled, saving you from an unplanned financial burden.

2. A Sudden Illness Puts You in the Hospital

One evening, you develop severe chest pains and have to be rushed to the hospital. After tests and a short admission, the bill is higher than your monthly salary.

Would you be covered?
Health insurance takes care of hospital bills, doctor’s fees, and medication, ensuring you get the treatment you need without draining your savings.

3. You Lose a Loved One

The sudden passing of a loved one brings emotional pain, but also unexpected costs. Funeral expenses can weigh heavily on families already struggling to cope with grief.

Would you be covered?
Last Respect/ Last Expense Insurance provides financial support, covering funeral costs and supporting dependents, so your family can focus on healing rather than money.

Insurance isn’t just paperwork. it’s protection for real-life situations. Every “what if” has a cost, and without coverage, those costs fall squarely on you and your loved ones.

At Lami, we’re making insurance simple, affordable, and accessible for everyday people. Because when life happens, and it will, you deserve to have peace of mind knowing you’re covered.